Learn How to Build Real Wealth Through Credit & Real Estate
The Proven System to Repair Your Credit, Get Funded, and Build a Real Estate Portfolio from Scratch
Practical. No fluff. Just real information.
500+
Students taught
10+
Years in Real Estate
$2M+
Deals Closed
50+
Real Estate Properties
A Strong Financial Foundation is Within Reach
Many were never taught the rules of credit or wealth.
But with the right guidance, anyone can correct past mistakes, leverage funding, and change their family's trajectory.
That’s what we do here.
Real Estate Fundamentals
Understand the core concepts of real estate investing — how credit works as leverage, how deals are structured, and how to start building wealth from zero.
Deal Analysis
Learn how to evaluate any deal — residential, commercial, or multi-family — and determine if it's worth your time and capital.
Finding Opportunities
Discover proven methods to find off-market deals, motivated sellers, and undervalued properties before the competition does.
Funding Your Deals
Learn how to access $50K–$100K+ in 0% interest business credit lines to fund your investments — even with a brand new LLC and no revenue.
Building a Portfolio
Go beyond your first deal. Learn how to scale your holdings, manage cash flow, and create income-producing assets that replace your 9-to-5.
Investor Mindset
Real estate rewards those who train their mind. Develop the discipline, patience, and strategic thinking that separates successful investors from the rest.
Lee A. Patterson
Founder and CEO of Credit to Real Estate Academy
As a leading expert in business credit funding and credit repair strategies, Lee has helped thousands.
A former athlete at the University of Georgia, Lee went from grinding through a 9 to 5 — stuck in the cycle of robbing Peter to pay Paul — to discovering a different path after being introduced to real estate by a friend. That moment changed everything.
Today, Lee teaches people how to use credit as a tool — not a burden — to analyze, acquire, and profit from real estate. No hype. No shortcuts. Just strategies that work.
His mission is simple: help people break out of survival mode and build real financial control.
Read the Best-Selling Book:
"Running with House Money"
The ultimate guide to building a real estate empire using credit as your primary leverage.
In this book, Lee A. Patterson pulls back the curtain on how he went from zero to 50+ properties. Learn the strategies most banks don't want you to know.
⭐⭐⭐⭐⭐ 5.0/5 — Rated on Amazon
One-on-One Mentorship
with Lee A. Patterson
Master real estate investing, secure business funding, and leverage credit to build generational wealth.
Due to high demand, all applicants must go through a verification process. Our specialist will review your details to see if you are a fit for mentorship.
I started with a 580 score and no clue how to fix it. Using the 90-day hacks Lee teaches, I’m now sitting at a 740. This foundation allowed me to finally look at investment properties.
I always thought you needed your own cash to buy real estate. Lee showed me how to leverage credit as a tool. I just closed on my first cash-flowing rental property thanks to this community.
The business credit strategy is a game changer. I was able to secure my first $50K in business lines of credit to fund my first fix-and-flip. The Academy's blueprint actually works.
LIMITED TIME OFFER
Zero-Down Deal Finder
Only $27
Learn the exact strategy Lee uses to acquire properties with $0 out of pocket. This mini-course is the "fast track" to your first investment.
Join Us FREE This Sunday at 6PM EST
Learn Real Estate the Right Way
Learn how to use 0% interest credit to buy cash-flowing properties. Lee goes LIVE every Sunday — no replay, no fluff, just real strategies you can use this week.
Frequently Asked Questions
What happens during the Sunday Live Webinar?
Join Lee A. Patterson for a live strategy session and the exact blueprint for building a 50+ property portfolio.
Do I need a high score to join?
No! We focus on repairing your foundation first so you can use credit as a tool to build generational wealth.
Is the community really free?
Our "Credit to Real Estate - Free" Skool group is 100% free to join and perfect for getting started with the basics.
How much does the VIP Academy cost?
The VIP Academy is an affordable monthly membership designed to give you full access to Lee's credit repair strategies, business funding blueprint, and real estate investing system. Join the free Sunday webinar first to see the value before committing.
What if I have collections or bankruptcies on my record?
No problem at all. Many of our most successful students started with collections, charge-offs, and even bankruptcies. Lee's system is specifically designed to work from the ground up — no matter how bad your credit history looks right now.
How long does it take to repair my credit?
Most students see meaningful score improvements within 30 to 90 days using Lee's hacks and proven dispute strategies. Results vary depending on your starting point, but you will see progress quickly when you follow the system.
Do I need money saved up to start investing in real estate?
No. Lee built his 50+ property portfolio using credit — not cash savings. His Zero-Down Deal Finder strategy shows you exactly how to acquire properties with $0 out of pocket.
Is this right for me if I'm a complete beginner?
Absolutely. The program is built for beginners. Lee starts with the fundamentals of credit repair, then walks you step by step through business funding and into real estate investing. No prior experience needed.
What makes this different from other credit repair programs?
Most credit repair programs stop at fixing your score. Lee's system uses your repaired credit as a tool to access business funding and buy real estate — turning your credit into an actual wealth-building asset.
Can I do this while working a full-time job?
Yes! Most of our students are working full time while building their financial foundation. The strategies are designed to be implemented part time, and the Sunday live webinar fits easily into your weekend schedule.
What results can I realistically expect?
Students commonly report credit score increases of 100+ points, securing $50K–$100K in business credit lines, and closing their first investment property — all within their first year of following Lee's blueprint.
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